That’s what I did and have. Even after the first $2,500 I will have to pay 20% of all costs up to $10,000. I might as well buy another private insurance policy to cover tests and preventative care. I can’t figure out how any of this will benefit those of us who have worked our entire lives to have coverage. The costs of even the smallest biopsy are over $3,000. Can you imagine how much you can rack up in a short period of time while they try to figure out what you have? All this help for the middle class is BS. Just wait until the newly insured get a load of how little having insurance will cover. They’ll wish for the bad old days when they could free-load at the ER with all their hearts.
Your situation is the perfect example that proves this thing is about socialism...spreading the wealth. Some will pay so others will be covered.
I was actually surprised to my first visit to my doctor for bloodwork under the HSA...the total bill was less than what got charged to the insurance company on previous visits...not a lot, just enough to take notice of. they still like be paid at the time of service, not 6 months later.
Reminds of the good ole days before HMO’s (that were suppose to bring down costs and save us as well), you got sick you went to the good Doctor and paid out of pocket, health insurance was an 80/20 split for major services