[OldGuard1]

This bill (now law) will increase costs - and by a lot.

Absolutely. "Cost reduction" was never anything more than a fig leaf to get the start of a socialist universal healthcare system i place.

The pre-existing conditions part is not all inclusive from what I’ve read in the bill.

The insurance companies are saying it isn't. The administration is saying that it is. They're going to issue an administrative ruling that says that it will be enforced that way, and if the courts say that's overreading what's in the bill, they'll pass a simple follow during this congress to fix the problem (which they should have no trouble doing, sadly).

in other words, do my children who have already been bumped off now regain coverage under my insurance? I’m guessing my employer will have something to say about this.

Yes, they will, if they don't have coverage from somewhere else. No, your employer will not have anything to say about it; it's law. Which means that your company will have to pay more for healthcare, so better hope they don't cut your salary or benefits.

[SoldierDad]

I work for a school district. I’ve already lost three days of salary, with another three days to be taken away for the 2010-2011 school year. There is also the possibility the district will try to reduce my salary by 25% (because of my position my salary is 1.25 of that of teachers). They did this with another group of specialists whose salary was 1.15 that of the teachers. Now they are being paid the exact same salary as are teachers who work fewer days and less hours per day. Benefits have already been cut, with large increases in our payroll deductions for those benefits (employees are paying more than 50% of the costs of the benefits).