If you can pay off 40% of your debt in a few months then why not pay off 100% of your debt in a year?
Right now we’re in year three of a five year plan to pay it all off; we could go kamikaze and pay nothing but our debt for a few months, but I don’t think we could do it for a year; we have to buy school curriculum, we’re trying to resurrect a dilapidated old house, and the car is an old one that needs new pieces periodically.
It was a good plan we had, but with all that’s happening we’re going to have to shorten our timeline to get everything paid off before next year.
I appreciate the help!