[LibLieSlayer]

Let me add a prediction for your crystal ball... there will be millions of small businesses going out of business in the next year... you need to add those losses and the job losses incurred from these closures into your mix. Credit is not the problem... we only hire when we have enough business to make it necessary for us to need additional employees... and that is a rule that even marx couldn't overcome.

LLS

[SeekAndFind]

we only hire when we have enough business to make it necessary for us to need additional employees

I assume from the word "we", that you are a small business owner ? I hope the healthcare bill won't affect your business at all, or your desire to hire the best people. Good luck to you. This country needs a lot of small business to grow.