I recently met with the social security people because i wanted to know how it worked. The guy said once you begin s.s. you are lintited to the amount you make...but only for the first 6 months...after this you can make what you want..”we don’t care how much you make after the first six months”...now that is what he said at the social security office..and he is one of their officials. No gamming about it...it’s how he said it works.
And a current co-worker still says the same thing;he wants to work only up to the limit in order to finance several vacations a year without dipping into his retirement funds including Social Security.
Another worked three days a week ,which kept him out of his wife's way at home AND paid all his golfing expenses.
Provided there is a social security when I reach the age,I fully expect to continue working ,but fewer hours.