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Union Contract Can Exempt Health Plan From ObamaCare
IBD via Yahoo Finance ^ | 6/14/2010 | IBD

Posted on 06/14/2010 8:07:34 PM PDT by Qbert

Under new rules, your employer can't change insurers without losing your health plan's exemptions from ObamaCare regulations.

That is, unless a union negotiated your coverage. The administration has granted a special exception to those — and apparently only those — health care plans.

A health plan is deemed "grandfathered" if it was purchased before March 23, 2010, and no major changes are made later. Such plans are exempt from most ObamaCare requirements.

But new rules, officially announced Monday, make it hard to keep that status. IBD previously reported that the Obama administration estimates that 51% of all employers — 66% of small firms — would have to relinquish their current coverage by Jan. 1, 2014.

Hail The Collective

But the rules that limit grandfathering are less stringent for unions. Under the regulations, if "an employer or employee organization enters into a new policy, certificate, or contract of insurance after March 23, 2010 ... then that policy, certificate, or contract of insurance is not a grandfathered health plan."

However, that rule does not apply to health care plans that are part of collective bargaining agreements negotiated by unions and set up by March 23, 2010. As long as the collective bargaining agreement is in force, the health plan retains its grandfathered status even if the employers and unions agree to change insurance carriers.

The regulations include an example of a union-negotiated plan that enters into a new group policy "with Issuer Y for the plan year starting on January 1, 2011." In this case, "the group health plan, and the group health insurance policy provided by Y, remains a grandfathered health plan."

Thus, unions could switch to another carrier that offered similar benefits at cheaper prices without losing grandfathered status...

(Excerpt) Read more at finance.yahoo.com ...


TOPICS: Business/Economy; Government; News/Current Events
KEYWORDS: democrats; exemptobamacare; healthcare; obama; obamacare; socialisthealthcare; unions
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...But why would the unions want to exempt themselves from all the wonderful benefits of Obamacare? (/sarc)
1 posted on 06/14/2010 8:07:34 PM PDT by Qbert
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To: Qbert

Can you say “payoff”?


2 posted on 06/14/2010 8:08:51 PM PDT by RWB Patriot ("My ability is a value that must be purchased and I don't recognize anyone's need as a claim on me.")
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To: Qbert
Don't worry, sheeple, everything will be fine.

America -- a great idea, didn't last.

3 posted on 06/14/2010 8:10:41 PM PDT by Clint Williams ( America -- a great idea, didn't last.)
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To: Qbert; Jet Jaguar; NorwegianViking; ExTexasRedhead; HollyB; FromLori; EricTheRed_VocalMinority; ...

The list, ping


4 posted on 06/14/2010 8:13:22 PM PDT by Nachum (The complete Obama list at www.nachumlist.com)
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To: Qbert

Actively working against most Americans is treason right?


5 posted on 06/14/2010 8:14:50 PM PDT by samadams2000 (Someone important make......The Call!)
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To: Qbert

Bump


6 posted on 06/14/2010 8:14:54 PM PDT by ChildOfThe60s (If you can remember the 60s, you weren't really there.)
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To: Qbert

When we demanded socialized medicine, we didn’t mean for ourselves.

Now pay your taxes and have a nice day. :)


7 posted on 06/14/2010 8:24:02 PM PDT by Tzimisce (No thanks. We have enough government already. - The Tick)
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To: Qbert

So...I say as Freepers we form our own union.


8 posted on 06/14/2010 8:24:19 PM PDT by unixfox (Abolish Slavery, Repeal The 16th Amendment!)
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To: Qbert
Gingrey, who is also co-chair of the GOP Doctors Caucus, added: "While up to 80% of workers in small businesses will be forced off of their current plan, unions are given 'special status' to negotiate better rates for their members." Nice to be friends of Obama.
9 posted on 06/14/2010 8:25:05 PM PDT by ColdOne
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To: Qbert

Bastards, all.


10 posted on 06/14/2010 8:27:42 PM PDT by fullchroma (Tell me who you are! We The People!!!)
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To: Qbert

The first shot across the bow challenging Obamacare is August 3rd in Missouri. Prop C is the “Health Care Freedom Act” which makes it illegal to compel anyone to purchase insurance against their will under threat of penalty.

This is the beginning of a NATIONAL REFERENDUM on government healthcare. The left wing is already starting their misinformation and scare campaign. This fight will be expensive. But if we are to succeed in Missouri, we need contributions so this movement can encourage Virginia, Florida, Oklahoma, and Arizona in November to vote against Obamacare.
http://www.mohealthfreedom.org

Lawsuits could take years. All the time the government is implementing government healthcare. Changing state law forces the government to challenge the foundation of the 10th Amendment, the commerce clause, and the general welfare clause immediately if the feds want to get hold of our money to pay for this unconstitutional measure.


11 posted on 06/14/2010 8:29:24 PM PDT by o_zarkman44 (Elect Chuck Purgason US Senate http://purgasonforsenate.com/)
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To: RWB Patriot

12 posted on 06/14/2010 8:30:00 PM PDT by Oceander (The Price of Freedom is Eternal Vigilance -- Thos. Jefferson)
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To: Qbert

Butt of course!

Obama favors UNIONS. He doesn’t want them to have hell care.


13 posted on 06/14/2010 8:30:15 PM PDT by nmh (Intelligent people recognize Intelligent Design (God).)
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To: Qbert

No wonder it had to be two thousand pages long - there had to be special deals for special friends.


14 posted on 06/14/2010 8:38:55 PM PDT by reg45
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To: Qbert
and America takes another one in the........
rlmorel

15 posted on 06/14/2010 8:43:40 PM PDT by Chode (American Hedonist *DTOM* -ww- NO Pity for the LAZY)
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To: unixfox

Wait a minute. Why the hell not? Why couldn’t certain groups of conservatives form their own unions? Why couldn’t the elderly form their own union? Why is it only unions that support DemocRats that are excempt?


16 posted on 06/14/2010 9:00:03 PM PDT by XenaLee (The only good commie is a dead commie.)
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To: XenaLee
Note the date. The union had to exist prior to passage of the bill. I don't think you can create one retroactively.
17 posted on 06/14/2010 9:19:41 PM PDT by ArmstedFragg (hoaxy dopey changey)
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To: Qbert

How do we start our own union? Really.


18 posted on 06/14/2010 11:17:17 PM PDT by UnwashedPeasant (Don't nuke me, bro)
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To: Qbert

This doesn’t make sense to me.

I thought the reason unions were helping to write and push Obamacare was because they didn’t have enough $$$ to pay out on future medical coverage and needed Obamacare to cover their members?


19 posted on 06/14/2010 11:24:48 PM PDT by Kimberly GG ("Path to Citizenship" Amnesty candidates will NOT get my vote!)
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To: ArmstedFragg

Why not???
Seriously, Clinton passed back dated bills, the left had no problem with that.

But, there are Christian alternatives, health sharing plans.

http://www.samaritanministries.org/

http://www.chministries.org/

http://medi-share.org/

These are the same kind of plans that allow the Amish and Muslims to be exempt from hell care.


20 posted on 06/14/2010 11:26:22 PM PDT by TruthConquers (Delendae sunt publicae scholae)
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