This is no record of financial reform legislation that ever solved the next crisis. More laws; more regs; more govvie employees makes this all into a bigger and better dog's meal.
After all, the SEC let Bernie Madoff get away with murder for years(and they had complaints but didn't do anything); and top paid SEC employees spent much of their time surfing the internet for porn instead of enforcing the laws and regs of the US with regard to securities fraud.
Only a myopic meathead like Mrs. Pelosi would think that this new financial “reform” will have any effect on riding herd on crooks.
It is Washington DC bull durham that we will pay for, and it won't work.
God save us from such simps.