Some are. I have a family member that considers unemployement insurance to be vacation pay. He will not look for work until the checks stop.
Is everyone on unemployement like this, no.
The problem I see with unemployement insurance is that it can turn into another welfare program. Once on, difficult for people to give up.
There should be a time limit. Two years should be enough time to secure another job (even at minimu wage).
I am not heartless, but compassion can be the death of a society if it allows it to get out of hand. This is why charity should be a private thing, controlled by private groups not governments. They then will be able to better sort the needy from the greedy.
It ain't compassion when it's forcefully removed from someone else's pocket.
Nam Vet