Apples & Florida Oranges.
Acts of nature vs. act of human EVIL.
Not necessarily. Several of the churches were deliberately torched (all of one was burnt EXCEPT the altar). Their ministers/deacons all said “it's not the building that makes a church, it's the people”. All that they reported on held services outside the next Sunday.
It would be extremely hard to lose St. Nicholas. As old as that church is, I imagine people have grown up in it; married in it; had their babies christened there; and their final services. Probably, generations of families have attended.
Hopefully, with the attention they are receiving, something can be done to preserve and restore the building.