[smokingfrog]

Its complicated...

The county pays for the retrofits through municipal bonds and then places liens on the properties, which owners repay, with interest, through their property tax bill over a 20-year maximum term.

Such liens, like other property tax assessments, take priority over a mortgage if the borrower defaults.

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On top of that, they will probably increase the value of your house due to the improvements, so you will pay more property tax. Since market values are down almost everywhere, you could also end up making improvements that overvalue the house or have no payback if you have to sell the house.

[ProtectOurFreedom]

Thanks. But everything you listed is pretty old-school and I don’t see a connection to “new federal rules.” Do you?