[meyer]

You can do it right now, with only a bit of effort.

How, and through whom?

[justlurking]

How, and through whom?

Do a Google search for something like "convert 401(k) into an annuity".

Here's one of the results:

http://www.immediateannuities.com/ira/rollover.html

Note: this isn't an endorsement. I've used this site to see what current annuities were yielding, but have never bought anything from them, and I'm not selling anything.