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Employers shifting health-care costs to workers, survey shows
washington post ^ | 9/2/2010 | David S. Hilzenrath

Posted on 09/02/2010 3:14:14 PM PDT by tobyhill

Amid high unemployment and a weak economy, employers have been shifting health care costs to workers, according to a study released Thursday.

The premiums that employees pay for employer-sponsored family coverage rose an average of 13.7 percent this year, while the amount that employers contribute fell by 0.9 percent, the survey found.

For family coverage, workers are paying an average of $3,997, up $482 from last year, while employers are paying an average of $9,773, down $87, according to the survey by the Kaiser Family Foundation and the Health Research & Educational Trust.

With so many people out of work, employees have little power to demand a better deal, the organizations said.

Overall, premiums for employer-sponsored coverage - the amounts paid by employer and employee combined - rose an average of 3 percent for family coverage and 5 percent for single coverage, the survey found. That was modest by historical standards. But the costs fell disproportionately on employees.

(Excerpt) Read more at washingtonpost.com ...


TOPICS: Extended News; News/Current Events
KEYWORDS: deathcare; employers; healthcare; illegalaliencare; obamacare; obummer; romneycare

1 posted on 09/02/2010 3:14:17 PM PDT by tobyhill
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To: tobyhill

I want 100% of the cost shifted to me. Divorce it from the employers and let us all fend for ourselves in a free market.


2 posted on 09/02/2010 3:18:41 PM PDT by Wage Slave (Army Mom!)
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To: tobyhill

Why shouldn’t people pay for their own health insurance?


3 posted on 09/02/2010 3:21:57 PM PDT by svcw (Everyday the enemy tries to offer you an apple, when God has already given us an orchard.)
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To: tobyhill

Let’s see...... a job or free healthcare hmmmmmmm.......


4 posted on 09/02/2010 3:23:10 PM PDT by Huskrrrr
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To: tobyhill

It should be noted what employer-paid health insurance was meant to be - a perk offered to lure and keep better employees. It was not meant to be a replacement for people paying for their own health care. I don’t see a problem with employers passing along more of the cost. And, no, I’m not an employer.

What I do see a problem with is government overregulation and mandating that private insurance cover x y and z regardless of whether the insured want this or not. It’s a precursor to government-run health care like Canada and Britain which feature waiting lists and (despite their denials) “death panels”.


5 posted on 09/02/2010 3:24:07 PM PDT by OrangeHoof (Washington, we Texans want a divorce!)
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To: tobyhill

And this was...lets hear it now...”UNEXPECTED?”


6 posted on 09/02/2010 3:24:48 PM PDT by Don Corleone ("Oil the gun..eat the cannolis. Take it to the Mattress.")
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To: tobyhill

Who knew? (Everyone)


7 posted on 09/02/2010 3:26:17 PM PDT by Drango (NO-vember is payback for April 15th)
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To: tobyhill
employers shifting health care costs to workers

Yeah right. Employers have had this huge pot of money that is not filled because of the labor of their employees. Now they have decided not to dip into this pot to buy health care insurance for workers.

8 posted on 09/02/2010 3:26:34 PM PDT by Brugmansian
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To: svcw
It's a company decision that ObamaCare has made it easier for the company to decide. I'm not saying whether it's right or wrong for companies doing it but it is a direct result of the Government putting their nose where it don't belong.
9 posted on 09/02/2010 3:28:10 PM PDT by tobyhill
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To: svcw

“it’s just not fair we’re not like France”-(best whiny libtard voice)


10 posted on 09/02/2010 3:28:50 PM PDT by WOBBLY BOB (drain the swamp! ( then napalm it and pave it over ))
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To: svcw; Wage Slave

You guys make too much sense. I suppose you want people to buy their own food as well.


11 posted on 09/02/2010 3:30:17 PM PDT by freedomfiter2
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To: Wage Slave

I believe health insurance became an employment benefit during WW2 as a way to circumvent wage restrictions.

Unfortunately by divorcing costs from the user (at both the well off end via employer insurance and at the poor end via government insurance) we lost cost sensitivity.

When I was a kid (50+ yrs ago) the doctor drove a 3 yr old Buick and came to your house if you were sick. Now they drive new Mercedes and see patients occasionally.


12 posted on 09/02/2010 3:31:00 PM PDT by nascarnation
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To: OrangeHoof

I agree with you and the perks are becoming a thing of the past because the Government running wild.


13 posted on 09/02/2010 3:33:43 PM PDT by tobyhill
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To: svcw

In the days of very low unemployment, employer-paid health insurance was used as an incentive to work for one company over another.


14 posted on 09/02/2010 3:34:09 PM PDT by Arizona Carolyn
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To: Arizona Carolyn
Also when wage controls were in place it was added as an incentive. That was then this is now.
15 posted on 09/02/2010 3:35:37 PM PDT by svcw (Everyday the enemy tries to offer you an apple, when God has already given us an orchard.)
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To: Wage Slave

“I want 100% of the cost shifted to me. Divorce it from the employers and let us all fend for ourselves in a free market.”

I agree in theory, just not sure how many folks can absorb a $5-10K expense.


16 posted on 09/02/2010 3:39:51 PM PDT by DonaldC (A nation cannot stand in the absence of religious principle.)
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To: Wage Slave
I want 100% of the cost shifted to me. Divorce it from the employers and let us all fend for ourselves in a free market.

Same here. Give me a medical savings account, and with medical tourism I'll bring down the costs myself. Medical tourism will bring down the cost of healthcare more than anything else will.

17 posted on 09/02/2010 3:45:49 PM PDT by Vince Ferrer
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To: Wage Slave
I want 100% of the cost shifted to me. Divorce it from the employers and let us all fend for ourselves in a free market

So do I; as well as the portion of my "real" salary they held back to pay health care costs. I find that a fare trade.

18 posted on 09/02/2010 3:46:57 PM PDT by Michael Barnes (Call me when the bullets start flying.)
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To: Wage Slave

That won’t work, costs would plummet and insurance companies, phamaceutical companies, doctors, and hosptitals would go out of business!

We can’t have that!


19 posted on 09/02/2010 3:48:16 PM PDT by Lorianne (During times of universal deceit, telling the truth becomes a revolutionary act. ___ George Orwell)
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To: nascarnation
When I was a kid (50+ yrs ago) the doctor drove a 3 yr old Buick and came to your house if you were sick. Now they drive new Mercedes and see patients occasionally.

Dr's also use to perform minor surgery in their offices as well. Why do you think they stopped it? Could it be called "liability"? Or greedy patients and their lawyers who wanted to make a fast buck by suing for anything and everything......causing liability insurance rates to go through the roof?

Most Doctors I know ...aren't what you would call "wealthy". They may drive a nice car and have a comfortable house... but after devoting a decade or more to an intensive and very expensive college education...what would you deem an appropriate wage? Do you feel their salaries should be capped.... or let a free market decide?

20 posted on 09/02/2010 4:03:00 PM PDT by LaineyDee (Don't mess with Texas wimmen!)
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To: nascarnation

“I believe health insurance became an employment benefit during WW2 as a way to circumvent wage restrictions.”

...yep...that’s how it started according to my parents who lived thru that era....plus there was a labor shortage during the war, hense health insurance helped a business recruit workers...it was so popular that it became a fixture in American business...but I don’t think anybody ever figured it would balloon out of control like this.


21 posted on 09/02/2010 4:17:50 PM PDT by STONEWALLS
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To: tobyhill

My employer paid for my health insurance 100% (was part of the package).

Now I pay a piddly $50 a paycheck. Big whoop dee doo. I would smack myself upside the head if I EVER dared to complain about that!


22 posted on 09/02/2010 4:44:21 PM PDT by NoGrayZone (Please Lord, give America a second chance.)
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To: LaineyDee
Do you feel their salaries should be capped.... or let a free market decide?

If the consumer is insulated from costs via employer or government paid insurance, the free market is distorted.

And yes, tort lawyers add another massive layer of costs. Their standard of living (ex: Breck Girl) dwarfs most physicians.

23 posted on 09/02/2010 4:55:58 PM PDT by nascarnation
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To: DonaldC

>>I agree in theory, just not sure how many folks can absorb a $5-10K expense<<

Look at the example in the article. If the employer gave the money to the employee instead the employee wouldn’t be out any money but the employer would not have the hassles. The employee would be much more frugal with the money too.


24 posted on 09/02/2010 5:24:28 PM PDT by CynicalBear
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To: tobyhill

I was at my doc’s office yesterday. I’ve had no clue which side of the aisle the doc, his two nurses and desk chick belonged to.

So when checking out at the desk they were all standing there and we were talking about Facebook and Obama’s name came up.

Almost in unison they all threw-up their hands and did one of those Archie Bunker “Aw, geez. Did you have to go and bring that guy up?”

I was pleasantly surprised.


25 posted on 09/02/2010 11:10:47 PM PDT by VeniVidiVici (It's easy being a communist when you're rich.)
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To: tobyhill
Let me get this straight. We're going to be "gifted" with a health care plan we are forced to purchase and fined if we don't, written by a committee whose chairman says he doesn't understand it, passed by a Congress that hasn't read it but exempts themselves from it, to be signed by a president who smokes, with funding administered by a treasury chief who didn't pay his taxes, to be overseen by a surgeon general who is obese, and financed by a country that's broke;

What the hell could possibly go wrong?

I don't feel old. I don't feel anything until noon. Then it's time for my nap.
Bob Hope

26 posted on 09/03/2010 6:52:51 AM PDT by GailA (obamacare paid for by cuts & taxes on most vulnerable Veterans, retired Military, disabled & Seniors)
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To: tobyhill

The new message:’Improve’ health care, don’t talk cost

Key White House allies are dramatically shifting their attempts to defend health care legislation, abandoning claims that it will reduce costs and deficit, and instead stressing a promise to “improve it.” The messaging shift was circulated this afternoon on a conference call and PowerPoint presentation organized by FamiliesUSA — one of the central groups in the push for the initial legislation. The call was led by a staffer for the Herndon Alliance, which includes leading labor groups and other health care allies. It was based on polling from three top Democratic pollsters, John Anzalone, Celinda Lake, and Stan Greenberg.

http://www.politico.com/blogs/bensmith/0810/The_new_message_Improve_health_care_dont_talk_cost.html?showall

I can’t wait for the rationing they also claimed won’t happen.


27 posted on 09/03/2010 2:34:57 PM PDT by WOBBLY BOB (drain the swamp! ( then napalm it and pave it over ))
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