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The only reason for the government to create an infrastructure bank is because the lending would be uneconomic for a regular bank to do it.
Oh, they can claim that infrastructure is so specialized that it requires knowledgeable bankers, but the realty is that credit decisions and loan forgiveness will be easier and directed to favored groups at below market rates. Remember also, if the government is involved, the projects will be staffed by union labor, working slowly at “prevailing wage”, so that’s another aspect of the giveaway.
It’ll never fly. Too many John Murtha-types in Congress who will never hand over this kind of spending power to the executive branch.