Free Republic
Browse · Search
News/Activism
Topics · Post Article

To: Hodar
Are you so chock full of emotion that you cannot see straight?

I can see just fine and emotions have nothing to do with this. Pure logic and common sense.

Why should anyone buy car insurance, if all you have do is wait until you have an accident, then walk into State Farm with a check for $100 and demand them fix your car?

20-30% of this country still does not have car insurance. That is why we have uninsured motorist coverage.

If you did this, then everyone else would too.

Baloney. I have always had car insurance and do not care if anyone else does or not. It protects me, my family and my assets in case I cause an accident that hurts someone else. The car itself is the least reason I buy car insurance. It is to protect everything else.

And, instead of yelling at the FD, why no anger towards the idiot who has a $200,000 home and won't pay $75/yr to protect it against fire?

The guy did not pay the $75. Ok, he is a dumbass and should pay 10 times that. But the FD committed a much worse infraction. They allowed the pets to die, endangered the entire county by letting a fire burn that could have spread to the neighbors and well beyond that.

Fires are not car accidents. They are extremely dangerous and have killed millions. You see one that is completely uncontrolled, you put it out, and worry about the monetary part later. The entire cities of Chicago and San Francisco have burned to the ground. That is why you have firefighters, who spend 95% of their entire career not fighting fires, for the one ocassion that may save many lives. Their utter disregard for the possible consequences of not controlling that fire as soon as they could have has definitely put them into the Firefighters Hall of Shame.
62 posted on 10/05/2010 4:51:44 PM PDT by microgood
[ Post Reply | Private Reply | To 53 | View Replies ]


To: microgood

So, why should anyone pay the FD the $75 monthly bill? The FD will put your home out anyway.

The truth of the matter is that the homeowner had a chance to exercise Personal Responsibility, and failed miserably. Your response is to exercise the “Nanny State” solution.

Fires are EXACTLY like car accidents. They happen to anyone, without warning - that’s why it’s insurable.

Consider, I had a chance to visit with a local (Orem, UT) fireman and got some inside dope on this topic. We discussed it a little bit.

In Utah, if a Fireman goes outside of his assigned area, he can be held personally liable for any damage done by the fire. So, if this had taken place in Utah, the firemen could be sued for the damage done to the uncovered homeowner’s home.

Secondly, because firefighting is dangerous work, there are restrictions as to when your Medical Insurance is voided; one such restriction is fighting fires in areas outside your assigned area.

Consider, according to Tom - the $75/annual fee constitues a ‘contract’ for the FD to protect that property. Fighting fires outside of the ‘contracted’ area would expose the firemen to both legal, as well as personal injury, without legal or insurance protections.

If nothing else, this exercise will get every other idiot in the county to pony up $75.


65 posted on 10/05/2010 6:21:34 PM PDT by Hodar (Who needs laws .... when this "feels" so right?)
[ Post Reply | Private Reply | To 62 | View Replies ]

Free Republic
Browse · Search
News/Activism
Topics · Post Article


FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson