Replies

Your right.

Let me worry about my sense of liberty.

I’m in business, and you wouldn’t believe the deadbeats that pass off rubber checks, dispute credit card invoices for no reason, lie and cheat, do whatever, without a care in the world.

In my opinion, they cost me money. They cost me and every other business money. Yes, these are the same people who have giant flat screen TVs, multiple computers in the home, BMW’s in the driveway, and spoiled brat kids who own every video game you can imagine.

How do I know? I go into their homes and repair their AC and furnaces, and then the bill comes, and they won’t pay. I have to hire a collection agency, because, I’m not allowed to kick in their frickin door and take their big screen TV. I’m not allowed to go over there and pull the tires off their car.

Oh, I can put a contractors lien on their property, but that usually costs as much to get going as the bill itself, but sometimes I do, but then I find out, they are so far under on their property, and they owe other folks so much money, I’m on or near the bottom of the list.

Hey, I can understand when granny has to decide between medicine and heat, I do a ton of jobs as charity work, but the usual deadbeats, the ones who get to the collection stage, in my experience, are the ones who spend their money on the latest iphone, ipad, video doo-dad, escalade with custom wheels, and who dine out at red lobster instead of cooking for their kids, so you bet, when these deadbeats won’t pay my bill (which means my employees worked for nothing), it shows they don’t care about the people I employ, their families, the kids of the people I employ, the trouble I have gone through to help them to put heat or cooling in their homes. It shows that they are selfish, and not only expect a hand-out, but they DEMAND it and feel entitled to it. You bet they get a collection agency on them, and I hire the agency that gets the best results, and I don’t care if they call their brothers, exwives, children or parents, because that dead beat doesn’t care about me or my employees either. So screw em.

Don’t buy stuff you can’t afford.

Unfortunately, as stated earlier, completely innocent people get caught in the crossfire; people with the same name, or old phone number or some other confusion. Not your fault at all, but many of the most "successful" collectors are the ones that most aggressively pursue even the innocent.

There needs to be some hard jail time going to harassing collectors who violate the law. It should no longer be a civil matter but a criminal one. Alongside that, I also think that those who intentionally run up debt with no intent to ever pay should be criminally charged as well.