I can see the pre-existing conditions clause.
In a world where health insurance companies have to spend $600,000 per person with AIDS who essentially (these days) have a disease that they’ve gone and sought out, there’s no reason that a cancer patient who happens to lose a job should be condemned to die.
Coverage till 26?
Heck no.
You could make a case for parental coverage of kids with a disability or impairment, the parents want to keep them on their own plan as long they’re alive. Healthy kids who are adults can and should buy their own policy.
I'm a cancer patient who has benefitted tremendously from my health insurance provided by BCBS. I've not had one hiccup in almost 5 years...every surgery, treatment and scan..CT, PET and MRI has been paid for, no questions asked. I really appreciate what's been done for me. HOWEVER, I have had health insurance for over 30 years and never used it all except for an annual checkup prior to my diagnois. Had I dropped my insurance prior to that because I didn't see the value in paying for something I wasn't using I would have been refused a policy if I tried to enroll after my diagnosis. And rightly so.
Nobody is condemning cancer patients to death. Sick people (adults) who try to buy insurance after they find out they're sick should have to pay the consequences for their irresponsibility. And every parent should preach this lesson to their kids.
You can't! If you did NOBODY would buy ins until they got sick!