Someone correct me if I’m wrong but...
My understanding was that pre-existing conditions were covered already - if you had health insurance at the time they were diagnosed which covered it. In other words, if you were diagnosed with cancer under company A, and you employer changed over to company B, you were still covered.
It was only if you had no insurance and were diagnosed with cancer, and then tried to get coverage, that your prexisting condition was not covered.
What the government health care advocates want is for any condition to be covered, regardless of whether you had insurance or not, which would not encourage people to have insurance, but to wait until they got sick and then buy insurance.
That is true you are covered in this situation. But there are situations where people lose coverage and cannot obtain new coverage. I just had a client who worked for a company that recently shut down. He had a medical condition that no private insurer would accept and being 59 years old no company is going to hire him. He actually works 3 jobs but nothing full time with benefits.
As I said before it is a very complicated problem.
What the government health care advocates want is for any condition to be covered, regardless of whether you had insurance or not, which would not encourage people to have insurance, but to wait until they got sick and then buy insurance.
Yes, this is a screw up.