Damn. As soon as my insurance company found out my kids got there drivers licences, I was paying out the a$$.
No way in hell could I get over by saying they wouldn’t be driving my car. I could only get out of it by proving they were going to college over 1000 miles away.
Well, that’s a whole different thing. They are your kids, and you own a car, so they assume the kids are going to drive your car.
If my daughter ever decides to get her driver’s license, I’m going to find out if it’s actually cheaper to buy her a $200 clunker that doesn’t run just to assign her as primary.... :-)