Yikes, Nachum.... you must be exceptionally psychic -- LOL! Just last night I was explaining to a younger relative that the only truly safe way to navigate today's reality at large is to PRESUME that people are out to "getcha!", that everyone should be considered a rip-off until PROVEN otherwise, LOL, to be exceptionally cautious & circumspect to the degree of paranoia where anything financial is as stake.
LOL