[org.whodat]

You. Are wrong but you got it off your chest, it just means after the foreclosure and the home is sold the bad debt the former owner owes will be more and the debt collector will hound them the rest of their lives

[Leisler]

....The judge denied the plaintiffs' motions to vacate judgment on October 14, 2009, concluding that the newly submitted documents did not alter the conclusion that the plaintiffs were not the holders of the respective mortgages at the time of foreclosure."

( When commenting on something, try to know what you are talking about. )

[Lurker]

it just means after the foreclosure and the home is sold the bad debt the former owner owes will be more

Not in Illinois. The lenders recourse is limited by law to the recovery of the property.