That entire series simply makes me want to change the channel. And I’ve heard that Nationwide has such great rates because their policies basically exclude the possibility of paying claims.
I bought a life insurance policy from Nationwide about 20 years ago, At the same time I bought home owners ins. from them.
10 years later my lawn mower threw a rock through my neighbor’s sliding glass doors. Nationwide paid around $1,000 for the claim and promptly almost doubled my premiums. I changed companies at that time on my home owners and they didn’t hold that claim against me, I got lower rates from my new company than the original Nationwide policy and more coverage. I have, however, kept the life policy.