Bank of America is a lousy organization to do business with. I wouldn’t have anything to do with them. I have a debit card but usually use cash. No one refuses cash and there are no fees for using it. I use a credit card for large purchases. Like most folks, I can live without a debit card.
B of A was/is one of the chief players in giving undocumented mortgage loans to Illegal immigrants.
B of A has been an immoral entity for quite some time (I had a CC account with them several years ago - they kept changing their terms to try to squeeze more costs - even at one point trying to do a “retroactive” change that quickly got stopped.
Ever rented a car?