Other con men who lie about the known value of the product they are misrepresenting to the mark use the exact same line you are using - with the same intent.
If I am treating anyone unfairly, home and business locations will be selling for a similar price to what they went for in 2008 within three years.
If not, the banks - and their unprincipled apologists as well - were full of shit and deserve everything they and you get.
I note that this thread is just full of whining apologists for the banking industry all upset that the law requires them to transfer ownership in a certain way - and the way they tried to transfer ownership of likely unrecoverable loans was illegal and they want a do-over.
I saw this coming years in advance. It was unavoidable - as the properties were and are worth no where near what the loans were for.
If I am wrong, you can ridicule me on it three years from now - because you can be damned sure that if you are still on these forums then I won't be cutting you any slack if things continue the way things pretty much have to go when you have built a fifteen year oversupply of buildings.
Buyer beware indeed. Also poster beware - things you post now will be showing up in quotes in the future calling into question your credibility based on your past lack of comprehension or integrity.
Sounds like you may have lost your home - if that is the case you probably paid too high a price based on your ability to make the payments.
I say this based on the emotion apparent in your reply.
The painful fact is, the value of an object is determined by the buyer and seller at a point in time. Circumstances change - and willing and able buyers are not always plentiful - when that is the case - prices fall.
When buyers are eager and abundant - prices rise. Neither I nor anyone else can predict with confidence rising or falling prices of objects.
Please take a class in macro economics - it may help protect you from paying too much in your next major purchase.