try and NOT sign one.
you can’t enter a brokerage deal or a cell phone contract without one.
So? Tough s**t. Go elsewhere, or do without.
Still a voluntary contract. I just think they trying to protect themselves from the maw of the tort bar. I’ve been informed of about a dozen instances where I am a member of a class and can have something completely worthless and the lawyers make millions. In most instances I have been perfectly happy with the goods and services offered. In the other cases, I write it off to a learning experience, that ole caveat emptor thingy I learned in Latin class.