I don’t want to be weird anymore! I want new furniture!! Whaaa! I’m having a HUGE battle with Dave inside my head right now. My sofa has sharp springs coming up through it that are scratching the kids and that are poking holes all over the cushions. I don’t want to wait three more months to pay cash. I want to go this weekend when everything is on sale. Nothing says ‘Happy Memorial Day Weekend’ like a good furniture sale. Harumph!
Get a new sofa this weekend. They’ll probably have a “No payments until ... some months down the road,” and you can pay for it when it’s billed. Or even (don’t tell Dave!) in a couple of installments. You can have zero debt and a million in savings, and DIE. Boy, that was a thrill getting financially fit!
And before everyone jumps on me, I’m not advocating being fiscally feckless. I’ve got in-laws for that. I’m just saying that there’s a time to think about now, and that time is when you’re pregnant and the sofa is poking you in the backside.
You could look for a temporary new “used” couch at a garage sale or thrift store!
;-)