Yes, ladyjane, don’t you understand?
If you don’t think banks are evil and blame them for everyone else’s problems, then you must be in on the evil conspiracy!
If you don’t see that banks are evil, then you *must* work for one.
Nothing else could possibly explain why you don’t hate them with a passion.
/sarcasm off
This all seems so silly. It’s just an address on an envelope or a click on the bill pay page if paying by computer.
There is no need to have an emotional attachment to the original bank. They planned to package it up and sell it from the beginning. That’s how it all works.