Mine? No concerts, less eating out, driving less, cheaper eats, no A/C, stopped buying newspapers.
Our home has been paid off sine befoe we married 25 years ago.It is nothing to write home about but it is ours so only pay utilites,taxes and insurance on it.We are still working and haven’t really chaged much of anytihng except we don’t buy as much stuff as we used to do and don’t buy as many extras in groceries as we used to do.Do not owe 1/5th of what you do on cc and really don’t use them much at all anymore.
We take no vacations and go camping instead. Use coupons like crazy and match with stores sales to maximize savings. I’m Doing Swagbucks now to help with Christmas or other things that I can buy with the amazon gift cards I trade my swagbucks for.
Installed wood stove ( saved way over 1000 bucks this winter on the propane bill ) and get free wood from the local farmers with fallen trees.
2 of our Vehicles are paid off and on one there is a super ridiculous small loan.
Shopped for better insurance on property and vehicles.
Get movies and books from the library instead of cable or going to movies.
Have DIAL UP < GAG > instead of more expensive high speed.
Rarely eat out.
Pay extra extra on existing cards.
Cut wayyyyyyyy down on Christmas and birthdays.
Eat a lot of meat that we’ve harvested.
Will plant a garden this year and I hope that I can start canning some of it.
Clean out house and closets and sell stuff on craigslist that is not useful or needed ( and occasionally on FeePay too ).
Re-use the water bottles from the 24 packs of water bought from the store. Just refill them once or twice with our tap water.
Go to garage sales and flea markets and salvation army on half off days and to the goodwill as well ~
Save the pop and beer cans to take to recycler once or twice a year or as often as needed.
Paid off the tractor quickly once Ovomit got in.
Use garlic & brewers yeast tabs for flea/tick med instead of buying that expensive stuff from the vet. OMG the amount of $ I’ve saved and besides, it’s a natural instead of a poisonous chemical I’m putting on my dogs.
Have my vet mix up heart worm med ( ivomectin solution ) instead of the heart guard pills. Have saved a gob there too~
Drink store brand pop instead of name brand. Saves gobs there too.
I’ve been told that I’m so tight ( as in tight WAD ) that I squeek when I go down the grocery isles LOLOL.
Cut off some options on my land line.
I think that’s close to it.....
hope some of this helps someone.
Purchased new, and maintained, mechanically sound ‘95 truck & ‘99 SUV; only need liability on the one, and also carry comp on the other: no car payments, and cheap insurance rates.
One or two deer, and 3-6 turkeys on the ‘back 40’ each year; big garden; fruit trees; rabbits; chickens: high quality, but cheap eats...and several months worth of staples, canned (home & commercial), and dried foods put by, in addition to the freezer.
Cut our own dead/dying trees for firewood; also get free government permits to cut 2-4 cords locally: cheap heat.
Income structured to stay below or barely above tax thresholds: BIG savings on aspirin.
Credit cards paid off; small, low interest equity loan for some home improvements & repairs: 1/4 the rate for putting the materials on a CC.
Large collection of tools, hand and power, and the know how to use them: no plumbers fixing a leak, no electricians changing a light switch; no ‘contractors’ installing new (updated) windows or nailing shingles or painting the barn, or doing fencing, etc. BIG savings.
Good, like minded friends & neighbors, who give & get help as needed, and freely trade skills: priceless.
Taking fewer long trips; not worried if clothes are “fashionable”, as long as they are “serviceable” and presentable. Less eating out or paid-admission entertainment.
Gotta get me a sugar daddy!
We got lucky. We paid our mortgage off in 2007, pay off credit cards in full every month. The wife's car should be paid off later this year.
My wife checks for sales and uses coupons when shopping. I am the only income earner in the household, but we make do with my salary. We have a lot in savings and some stocks and bonds.