I would agree with this as long as it means no insurance company would be held responsible for any injuries sustained by this person. You are free to be a fool as long as you are the only victim of your foolishness.
“I would agree with this as long as it means no insurance company would be held responsible for any injuries sustained by this person. “
I’ve said from the beginning that the free market should take care of the seat belt issue. I believe insurance companies are within their rights to not pay for injuries sustained in an accident if seat belts weren’t worn.
It is a major factor in my decision to use seat belts.
I agree with you. I do.
And along those lines, that same insurance company should decline to insure some 300 plus pound flop-sweating lard-butt.
If you’re too stupid to wear a seat belt, you’re too stupid to put down that fork.
So yes. The state should enact laws against obese people.
(Is a sarc tag really necessary?)
“I would agree with this as long as it means no insurance company would be held responsible for any injuries sustained by this person.”
1. That’s up to the person’s insurance company, whether or not they want to stipulate that in their policy. The law should not automatically relieve the insurer of their need to make such a stipulation, and certainly should not require an insurer to make it.
2. I have personally known two incidents in which the ONLY major injuries suffered were injuries caused by a seat belt; where the force and direction of force on the person was met by the constraint of the seat belt at the waist and, because of the seat belt, caused destruction of one or more internal organs in the lower end of the abdomen. In one case the man ended up on dialysis and waiting for a spare kidney.
3. I personally know a case where a young father died (a young and brilliant employee of mine) and in the same accident his wife and infant daughter ONLY survived BECAUSE, without the wife wearing a seat belt, the wife and daughter were thrown out of the car before it plunged, tipping head over heals, down a seven hundred foot cliff to a road pavement below, killing the husband immediately on impact. Try telling that woman now that the law should command her to always wear a seat belt, and you will never win that argument with her. Every day she looks at her daughter she is reminded where they would be had she done so.
Yes, seat belt’s CAN, I repeat CAN (meaning “possible), save lives.
Yes, taking the responsibility to put them on “unattended” young children should be legally enforced.
Independent adult use should be a matter of choice, as far as the law goes.
Insurers can certainly place their own bets and make their own stipulations in their policies. The law’s only concern about that should be that such stipulations are clearly spelled out to the policy holder; who then knows what their insurer thinks about the use of seat belts.