Yet another affirmative-action subsidy. If they were non-minority, they would be charged a FAR higher interest rate to make up for the risk (assuming they were given a loan at all). Then add up the excess salary that companies give to minorities that are hired for positions above what they would get if they were non-minorities.
When some joker talks about "reparations", laugh in his face and tell him that it's been paid many times over, in blood (during the Civil War) and later to this day.
a half million people dieing in the Civil War paid serious reparations..