Of the four Gary may well be the most soundly situated financially.
I guess if you only have 6 police squad cars on the road at night, never fix the potholes, have just 8 snowplows operational and never hit the back streets, most of the town without curb and gutter, don't run street sweepers, have just 12 fire trucks,in a city that runs from Cline Ave. to the Porter County line, you might save a few bucks (although they're still broke).