I had been with WF for almost 16 years. I re-fi’d down the number of years and a lower rate about 2 years ago.
I just looked at the Notifcation of Assignment. My note was sold to Freddie Mac ( Sorry...I thought is was Fannie)
But that’s what you don’t understand. It wasn’t so much sold to freddie as it was underwritten by freddie. If your loan didn’t conform to freddie standards it wouldn’t of ever been done.
And another point. You weren’t with WF for 16 years and I’ll be serious money on that. You may be paying WF every month but that’s only because WF carries your service contract and probably will continue to do so even though the interest is going to Freddie.