The banks have already failed. The only question is how long a corrupt Administration will continue taking/debasing our money to prop them up. We cannot have a Free Republic without a return to Constitutional money, and a government that does not trample the Constitution by propping up failed banks.
well, we could have banks that support themselves by, say, charging fees for their services, as the free market will bear
And that loan money only to customers who meet credit requirements
But oh wait- that would lead, oh, maybe Congressional and US Treasury intervention to protect consumers from a $5 monthly fee and “redlining” and “discrimination”, wouldn’t it?