You didn’t calculate in used goods and utilities which are untaxed.
No I did not, nor did Mr. Levin or the caller mention that. In truth, Mr. Levin, kept cutting off the caller as he attempted to explain what he was spending on.
I know in my case utilities run around $4K a year or so, and the amount spent on “used” goods in a year is not much more than #1k, maybe below. That’s not enough to effect the basic numbers of the caller’s objection.