Of course YMMV.
Example. I have two coffee makers. The Cuisinart hold temp is noticeably higher than the Mr Coffee. Not dangerously so, higher none the less.
I haven’t checked the temp on my Mr. Coffee but if I drank the coffee immediately after pouring it it would scald my mouth and throat. In fact I put honey and creamer in, stir it around quite a bit, and still splash some cold water into it so I can take a sip, very carefully, right away.