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Gee, another liberal led, stupid, emotion driven campaign. Liberals lemmings will be liberal lemmings.

Too stupid to understand that Democrats and Dodd-Frank are the culprits in all of this.

I am sometimes amazed that liberals are able to breathe, judging from their behavior, they lack the brains to do so.

When I was a kid, people used cash for almost every in-person transaction. I remember going to the bank with my Dad, who would deposit his paycheck and withdraw an astronomical sum... usually around two hundred dollars... to cover gas and groceries for two weeks. The local bank was the local bank, and it made its money by lending out Dad's money while it was on deposit. This worked out well for all concerned; our mortgage was at that same bank. We qualified for the mortgage the old-fashioned way, with a twenty-percent down payment and enough documented income to cover the mortgage comfortably.

I would like to see a return to those days. I do not understand why today, when transactions are handled electronically at a tiny fraction of the cost of using a human teller, the multinational corporations that have replaced the local banks have to charge a fee to me every time I want to use my money, in order to have a business model that provides enough cash flow to keep them afloat.

Ideally, I'd like to see Glass-Steagall reinstated, and once more draw that hard regulatory dividing line between investment banks and service banks, and a small community bank can provide for me the service I need in return for the privilege of holding my money. Until that day, my local credit union is a reasonable facsimile of that community bank.

I regret that I was unable to participate in Bank Transfer Day. This was impossible for me because I'd already transferred our accounts to the local credit union away from RBC/Centura back in May. I was tired of the poor customer service and endless fees.

Should the local credit union not work out to my satisfaction, we'll go back to using cash for all in-person transactions. Heck, stuffing it in the mattress may not be secure, but at least the mattress won't charge you a few dollars every time you take cash out of it. No, the mattress doesn't pay interest, but then again neither do the banks just lately either.

I am sometimes amazed that liberals are able to breathe, judging from their behavior, they lack the brains to do so.

Luckily for them (unluckily for us), biology makes it possible for them to breathe without being conscious of doing so.