Because they were made by lawyers in order that you couldn't survive without them. It makes other conflicts of interest appear to be absolutely benign by comparison.
ML/NJ
I just completed the process due to serious neuromuscular and Parkinson’s related issues. The operative point is always NO. It doesn’t matter if its an insurance disability claim or the SS. The automatic answer is NO.
The attorneys have carved out a niche guiding people through the system, where the government, etc are routinely rejecting claiments. In today’s world, you may not like having to get an attorney, but it has become necessary to obtain your disability rights.
Now here’s another one. You are automatically denied Medicare payments for 2 years after you get your SS disability, even if you turn 65 within that 2 years. The system is designed so that people will hopefully die before you need Medicare.