[ErnBatavia]

Wifey and I are 8 days apart, and both turn 65 in a couple of months.....one of the good things about Kalifornia is periodic two hour seminars on Medicare from our 'department of aging' or some such. We went and got ALL our questions and any confusions addressed.

We're signed up with the Plan F supplemental, mainly because it's the top of the line plan - and the whole ball of wax (A, B, D, F) will cost us around $7000 less per year than the current gouging we're experiencing.

During the years when we were caregivers for my late parents (who had a Plan F), I never wrote one check for any medical expense; and those were constant in their case.

[oh8eleven]

We're signed up with the Plan F supplemental
Well done! Expensive, about 60% higher than plan N, but as you noted, covers everything.
But even as "costly" as it seems - it's far less per month than what too many pay while also trying to raise families.