[ErnBatavia]

I live in Central NH so weather was not a factor.

I live in the Kalifornia desert, so weather is, bigtime.....all week it was in the mid 80's (perfecto), but last night the winds got roaring and the rain started pissing this morning and it's 59 outside this afternoon -- and I'm freezing my thin-blooded ass off.

[Little Bill]

Layer your clothing, after a couple of years you walk around in a Tee Shirt when it get above freezing.

Seriously, mine was a tax solution. NH has some very favorable laws and you don't want to give your savings to the gov when you croak. Neither Idaho or Wyoming have these advantages.