If a person is struggling but not in trouble yet they should sell before they ruin their credit...
renting for a while until they get another job etc is not gonmig to hurt their ego
But will preserve their ability to but another house in the future...
also if they are that bad off they can get Section 8 housing...
thats help to pay rent based on the persons income..
It takes years to get section 8 someone has to die or leave the rolls so there is room for you.
We tried to buy a house. Underwriter killed the deal.
We bought a mobile home. Own it outright. Lot rent is less than property taxes on the house we wanted.
Best move we ever made.