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To: calex59

Having tried to get private insurance coverage as a cancer survivor when transferring from one state to another I can tell you the current system is far from optimal. Having paid into the system for over 30 consecutive years I found myself unable to buy a policy when moving to another state.

I’m not asking anyone to pay for my health care particularly the government or taxpayers. However, under the current system there are situations where people like myself are unable to buy insurance despite paying premiums and playing by the rules of the existing system. Do you consider it okay to be denied coverage when you’ve paid premiums for 30 years because you’ve had a claim for a life threatening disease and your work causes you to move to another state?


33 posted on 04/03/2012 10:30:42 AM PDT by Soul of the South (When times are tough the tough get going.)
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To: Soul of the South
The problem you mention comes under the heading of free enterprise and the reason you couldn't buy insurance lies within the rules and regs forced onto insurance companies. Changing the laws to allow insurance companies to trade across state lines(in other words more competition)would solve the problem you outline plus some lower the cost of insurance, period.

And no I don't think it OK for insurance companies to deny coverage if you have been paying into the company for 30 years. However, under Bozocare you would be left to die, depending on your age and the degree of cancer you have. As I said, competition across state lines would solve your problem, an easy fix if the politicians would just do it.

One or two problems such as that is no reason to trash the whole system and certainly no reason to turn out health care over to politicians, that is never a desirable solution and will only make matters worse. As I said originally, leave our health care alone, lobby for getting rid of restrictions, such as the fact insurance can't compete across state lines, but keep the frickin' politicians laws off of our health care.

38 posted on 04/03/2012 11:25:24 PM PDT by calex59
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