This is why we will spend ourselves into oblivion, even here on FR people are not willing to do away with vacation home welfare. Lower the rates and eliminate all market distorting deductions.
When I was a kid growing up in Louisiana, my parents had a “vacation home.” They called it a fishing camp, because that’s essentially what it was. My dad bought a military surplus Army barracks complete with cots and had it moved to a small lot the family owned on Little River, about 40 miles from our home. He added a cistern to catch rain water, and his friends helped him pour a slab and build a screened-in front porch onto it.
On weekends and during vacations, we would drive up there and go fishing and swimming. It was hardly the lap of luxury. There was no air conditioning, and a wood stove furnished the only heat. Heck, we didn’t even have electricity for the first couple of years we owned it. Candles and Coleman lanterns sufficed. All cooking was done on a Coleman portable stove until my parents got a new range & oven for our house and moved the old one up to the camp. We made do with ice chests until they did the same with their old refrigerator.
Not all “vacation homes” are palaces.