I hear that a lot...turns out the folks making that claim are usually broke and unwilling to change....
Indeed; if a conservative doesn’t like Dave Ramsey, he doesn’t read Dave Ramsey nor does he feel the need to enter a Dave Ramsey thread to leave disparaging remarks about him.
Disparaging one whom one does not like, on a thread for those who do like that individual, reveals more about the poster than about Mr. Ramsey.