I spent a year in Iceland fifty years ago minus a year or two. The current population of the entire country is less than half that of the city of Charlotte, NC, that is the city limits of Charlotte, not the metropolitan area! The population when I was there was almost exclusively whites of Nordic descent. I fit right in. I suspect it is far easier to get something done in a little country like that than almost anywhere else in the world.
Thanks for your input. Helps me sort out details in my mind. It’s sad that the only country that did the right thing is very small. Freaking banks have way too much power and they operate just like the Mafia . . .