I had a friend who bought a liquor store. He was looking at cash flow ~ and next thing you know a crazy guy in the building set fire to his store on the first floor first.
Do you know how fast liquor stores burn? Can you imagine how many years it takes for any insurance company to pay the first claim when there's been an arson?
He finally got his money back after the arrest and conviction of the crazy guy.
At the time he bought that store I told him that liquor stores are going to exist but why did he need to be one of the owners?
He never had a good answer, and after all the trouble he had with that one he never bought another one!
Your reply seems to have missed the point entirely.