Ever heard of a title search and title insurance?
Holders people scam holders people because its easy when one or both are trying to take advantage and neither party wants the “Man” involved.
Nothing in Texas Real Estate Law requires Title search or insurance and often in these type cases are not even deed recorded. They just “stays” there anyway. As soon as payment is missed, strong arm repo’ed and sold to the next one. Law of the Jungle, you know.