"the fact of the matter is that while Walmart will save billions of dollars due to the Durbin legislation, mom-and-pap stores might end up having to pay more fees to be able to continue accepting debit cards than they did before the Durbin amendment. This is due to the fact that because under the new system set up, merchants will be charged 21 cents plus 5 basis points of the total and a conditional 1 cent for fraud-prevention. Under the current system, merchants are charged an average of about 7 cents for a $2 cup of coffee. The cost will therefore increase to over twenty-five cents – or about 4.5 times as much as they currently pay."
Except in the far hinderlands, mom and pop stores are archaic relics, obsolete.
Even in the walmartless extreme boondocks, mom and pop are out gunned and outclassed by Dollar and Dollar general stores.
The Yankeeland union dominated Walmartless cities are all failing anyway. There is no need to try to fight a strong outgoing tide of political ideology