True and homeowners insurance doesn't cover space related accidents. Fortunately meteors, especially notorious ones, are very valuable.
Are you talking about full-size meteors? City killers?
I’m 62 right now and remember back in grade school we took a field trip to an old lady’s house (we lived in VERY small town in Western PA)and her house was a virtual museum. She showed us items from the Revolutionary War, REAL shrunken heads from New Guinea and SA (her brother was a missionary and I thought one of those heads was his but I was wrong), lots of stuff from the civil war, etc. She had this chunk of molten “iron” also which she said was a meteor that had hit her grandfathers pasture, ricocheted into the barn, killed a cow and hit a plow and disintegrated it and ended up in the middle of the spring house. It was found this thing was, I think, almost pure nickel,years later. I always wondered what that would have been worth now, because back then space was something you looked up at and didn’t understand. Always wondered what happened to it, too. Probably some relative said “Yeah, old Gramma picked up rocks every day.” Then threw it in the ditch.