I just spoke with a friend in Brooklyn. East 71st st in BayRidge. Their home is fine except for a soggy basement. They had four feet of water in there from the surge. Tomorrow morning the crew will be there to strip out the sheet rock and appliances so everything can dry. 100% coverage.Yup, flood insurance is handy to have.
Flood insurance is a weird thing B4
Here in Music City you have to be in the actual plain or get an overlay waiver
Im surprised someone in Bay Ridge would be eligible....given a lot of there and Bensonhurst are high ground
But aside from beachfront or alluvial dirt....its cheap and nice
I carry 2m on a car wash in zone....mandated by the bank
700/yr