My apologies. Rockaway has a crumbling, unmaintained 50 year old breakwater built to a height of 9 ft. above mean high water. Sandy’s storm surge came in at 14. (Katrina’s came in at 30. ) Those with flood insurance should have their checks shortly.
Most people who build on barrier islands put their homes on pilings. A word to the wise.
Houses are built on stilts - bayside - on the water
Oceanside, it's hard to build apartment buildings on stilts. But thanks for your suggestion.
Those who have private oceanfront homes - valued in the millions - are well insured.