Christmas gift need to stop. Think of how much you spend each year on family, friends and relatives on gifts that, for the most part, are not needed....
Sure, give to the small kids in the family, but everyone else? put them on notice now... “I will not be exchanging gifts this year - please don’t buy anything for me either”
Spend the time saved on cooking great meals for the holidays and baking - old school....Decorate as usual(with what you already have on hand) - make something to give, etc. but stop your seasonal retail boost to the economy.
No Christmas except for the kids has been the rule around here for many years. We do have a huge open house on Christmas Eve for friends and family. Drinks, tamales, rice and beans. I actually like it so much better than when we all exchanged gifts. The funny thing is I expected some push back. Didnt get it. Everyone loves it and our house is full of friends, family, and laughter on Christmas Eve.
We are going to have a talk with our adult children: its going to be a Going Galt Christmas. Not only do we want to hoard our $$$ now, we also don't want to contribute any sales tax.